Should you pick an HMO or a PPO health plan this year?

Should you pick an HMO or a PPO health plan this year?

Consider the philosophy and cost of the health plan.    It’s almost time to choose your health plan again so that I thought that it was a good time to share some insights on the options. There are really only two: HMO or PPO health plan.   Health Maintenance...
Change starts with what you want to see in the world.

Change starts with what you want to see in the world.

Steps to help you change your life or the world.   The problem I decided to do a city walk over the holiday weekend to see what was going on in my own backyard. It was definitely an enlightening experience. The streets leading into Pier 39 were parking lots, the...
Learn how sports can help you overcome your fear.

Learn how sports can help you overcome your fear.

How overcoming your fear can change your outlook.   I’d like to share a story about how cycling gave me the courage to overcome my own fear. We all experience fear in life. In our minds we tend to think of the worst case scenario so we do everything possible to...
Why birthday wishes are better than resolutions.

Why birthday wishes are better than resolutions.

Think carefully before you make your wish. Your birthday is the perfect time to set some intentions that will make your wish come true. What are intentions? Intentions are similar to goals but without a specific measurement attached to the outcome. For some the idea...
Four tips to keep your nails fungus free and pretty.

Four tips to keep your nails fungus free and pretty.

Prevention is the best way to maintain your nails.   The buff nail is a trend and we’re not referring to a buff shade of polish. If you haven’t taken a good look at your nails without polish or taken a good whiff of your toes lately, you should. More than 14% of...
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